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ISU Credit Union Election Day Closure Notice (11/3/2020)

Our branches will be closed Tuesday, November 3rd in an effort to increase

employee voting opportunity & allow staff to volunteer at polling

places. Online/Mobile Banking, PAT and ATM access with be available.

Senior Club Checking

Table data for Checking Rates
 Rates effective 10-29-2020
Minimum Balance Compounded / Paid Annual Percentage Yield (APY)1 Monthly Due Alert Me
REWARDS Plus Checking $0.01-$20,0002 Monthly 1.50% $3
$20,000+2 Monthly 0.15%
If qualifications not met3 Monthly 0.01%
Senior Checking $25.00 Monthly/Monthly 0.01% $3
Basic Checking $25.00 N/A 0.00% $0
Youth Debit Account $25.00 N/A 0.00% $0
Money Market Checking $2,500 + Monthly 0.25% $6.50 (Fee waived with $2,500 daily balance)
Share rates effective 07/01/2017 Money Market Rates effective 03/23/2020. The dividend rate and annual percentage yield may change at any time, as determined by the ISU Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield
  • 2Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts.
  • 3Requires monthly qualifications: 12 debit card purchases, a direct deposit or automatic payment, receive electronic statement.


Members Love Us

"I have been a Member of the Credit Union for over 14 Years now. They enabled me to buy a car with a pre-approved letter, that really helped me in my auto buying selection. I love my credit union!"

- Jim A.

"I got my Home Equity Line of Credit a couple of years ago and the process was quick and easy. I've enjoyed the simplicity of my HELOC and appreciate the rate and working with the credit union. It's easy to advance the money online and to also make payments online."

- Cam S.

"I love this account because it has so many features that I use on a regular basis - $25 in monthly ATM fee refunds – great rate, free cashiers checks and more!"

    - John W.

    "Excellent support. Their built in money management tool, fully into the debit cards and online banking, is a must have for budgeting."

    - J.K.M

    "I’ve been banking at ISU FCU for many years now. They are always kind and courteous and prompt when I come in. When online banking came out, one gal at the office spent 15 minutes with me, taking time to answer all of my questions and concerns. When one of my accounts was compromised, they immediately calmed me and took steps to protect any further problems."

    - Nat C.

    "I have been a Member of the Credit Union for over 14 Years now. They enabled me to buy a car with a pre-approved letter, that really helped me in my auto buying selection. I love my credit union!"

    - Jim A.

    "I got my Home Equity Line of Credit a couple of years ago and the process was quick and easy. I've enjoyed the simplicity of my HELOC and appreciate the rate and working with the credit union. It's easy to advance the money online and to also make payments online."

    - Cam S.

    "I love this account because it has so many features that I use on a regular basis - $25 in monthly ATM fee refunds – great rate, free cashiers checks and more!"

      - John W.

      "Excellent support. Their built in money management tool, fully into the debit cards and online banking, is a must have for budgeting."

      - J.K.M

      "I’ve been banking at ISU FCU for many years now. They are always kind and courteous and prompt when I come in. When online banking came out, one gal at the office spent 15 minutes with me, taking time to answer all of my questions and concerns. When one of my accounts was compromised, they immediately calmed me and took steps to protect any further problems."

      - Nat C.

      "I have been a Member of the Credit Union for over 14 Years now. They enabled me to buy a car with a pre-approved letter, that really helped me in my auto buying selection. I love my credit union!"

      - Jim A.

      "I got my Home Equity Line of Credit a couple of years ago and the process was quick and easy. I've enjoyed the simplicity of my HELOC and appreciate the rate and working with the credit union. It's easy to advance the money online and to also make payments online."

      - Cam S.

      "I love this account because it has so many features that I use on a regular basis - $25 in monthly ATM fee refunds – great rate, free cashiers checks and more!"

        - John W.

        "Excellent support. Their built in money management tool, fully into the debit cards and online banking, is a must have for budgeting."

        - J.K.M