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Two great options for earning dividends on your savings account balance.

Daily Share

Earns monthly dividends based on the average daily balance in your account. Normally provides a little higher return than our Share Life Savings, but has no life insurance benefit.

Share Life Savings

Designed to be a long term, primary savings account. You earn competitive, dividends are paid monthly and benefit from an added feature called Life Savings Insurance. Very simply, this is level term, group life insurance up to a maximum of $3,000 based on deposits remaining in your share life account. A certificate explaining the key terms and conditions of this benefit are available at the Credit Union.

Accounts may be opened with individual or joint ownership, or as a custodian-for-a-minor account. There is a $1.00 membership fee and a minimum deposit of $25.00, your share of ownership in the Credit Union. 

Features & Benefits

  • Anytime phone access through PAT, our automated phone system
  • FREE Notary Public Service
  • Federally insured up to at least $250,000
  • Even if you move, retire or change employment you may continue membership by maintaining a share balance of $25.00.


Table data for Savings Rates
 Rates effective 09-28-2020
Minimum Balance Compounded / Paid Annual Percentage Yield (APY)1 Alert Me
Daily Share $25+ Monthly .05% Receive a notification when this rate changes
Bengal Share $25+ Monthly .05% Receive a notification when this rate changes
Medical Savings $25+ Monthly .05% Receive a notification when this rate changes
Christmas Club $25+ Monthly .05% Receive a notification when this rate changes
IRA/Coverdell Savings $25+ Monthly 0.25% Receive a notification when this rate changes
Share rates effective 7/01/2017 Money Market Rates effective 3/23/2020.
The dividend rate and annual percentage yield may change at any time, as determined by the ISU Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield


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