| Type
of Account |
Minimum
Balance
|
Compounded/
Paid |
APY
(Annual Percentage
Yield) |
|
REWARDS Plus
Checking |
$0.01-$25,000*
$25,000+*
If qualifications not met |
Monthly |
3.01%
0.50%
0.15% |
| Dividend Draft |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.15%
0.25%
0.40% |
| Bengal Draft |
$25.00 |
N/A |
0.00% |
| Senior Club |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.15%
0.25%
0.40% |
Savings
Accounts |
| Daily Share |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.50%
0.60%
0.70% |
| Share Life |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.10%
0.10%
0.10% |
| Benny Bengal |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.50%
0.60%
0.70% |
| Christmas Club |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.85%
0.85%
0.85% |
| Medical Savings |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
0.50%
0.60%
0.70% |
| IRA Savings |
$25
- $4,999
$5,000
- $19,999
$20,000+ |
Monthly/Monthly |
1.20%
1.45%
1.55% |
| Money
Market |
$25- $1,999**
$2,000
- $9,999
$10,000-$49,999
$50,000.00-$99,999
$100,000-$249,999
$250,000 + |
Monthly/Monthly |
0.25%
0.50%
0.75%
1.00%
1.25%
1.50% |
*Requires monthly qualifications: 10 debit card purchases, a direct deposit or automatic payment, receive electronic statement. **$2,000
initial deposit required
Share rates effective 05/1/2009 Money Market Rates effective 4/1/2009
The
dividend rate and annual percentage yield
may change at any time, as determined by
the credit union Board of Directors. A list
of terms and conditions which apply to the
above accounts is available at the credit
union. Fees could reduce the earnings on
the accounts. ISU Credit Union attempts to update
rates immediately whenever a change occurs;
however, the above rates may not be completely
accurate.
| Deposit Amount |
Term
|
Compounded/
Paid |
APY
(Annual Percentage
Yield) |
| $1,000-$9,999 |
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
36 Months
48 Months
60 Months |
Monthly/Monthly |
0.45%
0.90
%
1.35%
1.65%
2.05%
2.25%
2.40%
2.90%
3.15% |
| $10,000-$49,999 |
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
36 Months
48 Months
60 Months |
Monthly/Monthly |
0.55%
1.00%
1.45%
1.75
%
2.15%
2.35%
2.50%
3.00%
3.25% |
| $50,000-$99,999 |
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
36 Months
48 Months
60 Months |
Monthly/Monthly |
0.65%
1.10%
1.55%
1.85
%
2.25%
2.45%
2.60%
3.10%
3.35% |
| $100,000+ |
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
36 Months
48 Months
60 Months |
Monthly/Monthly |
0.70%
1.15%
1.60%
1.90
%
2.30%
2.50%
2.65%
3.15%
3.40% |
Certificate Rates Effective 03/12/2010
Printable Certificate Rate Chart
Regulations prohibit payment in excess of earnings. Penalty
required for early withdrawal.
All rates are subject to change without notice. Fees could reduce the earnings
on the accounts.
ISU Credit Union attempts to update rates immediately whenever a change occurs; however,
the above rates may not be completely accurate.
 |
Your
accounts Federally insured to at least
$250,000, and backed by the full faith
and credit of the United States Government
by NCUA, a U.S. Government agency. |
 |
Excess Share Insurance
ISU Credit Union members receive
an additional $250,000 of SHARE DEPOSIT INSURANCE. |
|
Equal
Housing Lender. 
