ISU Credit Union
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Mortgage

Why choose your credit union for your home loan?

As your Credit Union, your best interests are why we’re here. Our service is second to none, our real estate professionals will take the time to find the best loan for your specific circumstances, and our rates and fees are some of the lowest around.

Whether you’re looking to buy your first home or your tenth, simply need to refinance your current loan to a lower rate, or need a home equity loan for home improvements or for debt consolidation, we can give you the best home loan at the best value.

Whether you want a first mortgage, a second mortgage, home equity loan or home equity line of credit, or a loan with a fixed or adjustable rate, ISU Credit Union can help. Contact us today for all your home loan needs! Visit our Home Center for helpful resources.

Real Estate loans
1st Mortgage Purchase or Refinance1
Call (208) 235-7113 for today's rates
 
1Call for qualifications and rates on our Mortgage Loans. We offer a wide selection of other loan products. Call today: (208) 235-7113 or Fax (208) 235-7139
$499 loan origination fee is applicable to loans up to $417,000. As of June 15, 2011, the principal and interest payments on a 30-year fixed interest rate loan on a home with a purchase price of $306,250 with 20% down payment is $1,259.64, at 4.70% APR. Some restrictions on this offer may apply. Rates quoted are for top tier FICO scores. Certain restrictions apply, rates may change and all loans subject to approved credit.
ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.

Home Equity10-21-2011
Interest Rate Annual Percentage Rate
Home Equity Loan1 5.94% Fixed 5.94% Fixed
Home Equity Line of Credit2 3.75% Variable 3.75% Variable
1Based on an 84-month repayment term and 80% CLTV. No discounts for automatic payment from a Share or Share Draft account. Rates effective 10/21/2011. Rates quoted are for top tier FICO scores. Appraisal fee paid by member.
2Rate effective 10/21/2011. Based on a 240-month repayment term. Variable rate is indexed to the Wall Street Journal prime rate less .25% with a floor rate of 3.75% and a maximum rate of 14.00%. Rate reprices monthly. Loan proceeds are on a 10-year draw. Loan terms and rates on approved credit. Rates quoted are for top tier FICO scores.

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