Mortgage Loans

  • Rating: 4.9 (15)

Why choose ISU Credit Union for Your Home Loan?

As your Credit Union, your best interests are why we’re here. Our service is second to none, our real estate professionals will take the time to find the best loan for your specific circumstances, and our rates and fees are some of the lowest around.

ISU Credit Union can help with all your home loan needs. Find more mortgage loan information below or contact us at (208) 235-7100 with questions. We're happy to talk with you!

Give us a call and we'll help you through the process, including taking your application over the phone.

  • 208.235.7100

If you're ready to get started, use this button to apply for your home loan online!

If you're returning member, log in to the application system here.

Mortgage Loan Program Options

Whether you’re looking to buy your first home or your tenth, simply need to refinance your current loan to a lower rate, or need a home equity loan for home improvements or for debt consolidation, we can give you the best home loan at the best value.

Whether you want a first mortgage, a second mortgage, home equity loan or home equity line of credit, or a loan with a fixed or adjustable rate, ISU Credit Union can help. Contact us today for all your home loan needs! Visit our Home Center for helpful resources.

Educator Home Loan

We are excited to introduce a new 15, 20 and 30-year no leader fee home loan for our educators! Enjoy deep discounts on origination fees, lender fees and more! You shape our children, our communities, our future. Let us serve you, your family, your future.

Learn More Today

Mortgage Applications

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Download: Loan Application

Phone

208.235.7100

Mortgage Rates

Real Estate loans
1st Mortgage Purchase or Refinance

  •  Rates effective 12-14-2017
Call (208) 235-7100 for today's rates Alert Me
Call for qualifications and rates on our Mortgage Loans. We offer a wide selection of other loan products. Call today: (208) 235-7100 Rates quoted are for top tier FICO scores. Certain restrictions apply, rates may change and all loans subject to approved credit. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.

Home Equity

  •  Rates effective 12-14-2017
Interest Rate Annual Percentage Rate (APR) Alert Me
Home Equity Loan1 5.94% Fixed 5.94% Fixed
Home Equity Line of Credit2 3.75% Variable 3.75% Variable
  • 1Based on an 84-month repayment term and 80% CLTV. No discounts for automatic payment from a Share or Share Draft account. Rates effective 10/21/2011. Rates quoted are for top tier FICO scores. Appraisal fee paid by member.
  • 2Rate effective 10/21/2011. Based on a 240-month repayment term. Variable rate is indexed to the Wall Street Journal prime rate less .25% with a floor rate of 3.75% and a maximum rate of 14.00%. Rate reprices monthly. Loan proceeds are on a 10-year draw. Loan terms and rates on approved credit. Rates quoted are for top tier FICO scores.

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XMAS LOAN OFFER

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Posted By: MR DONALD MOORE
1 day 7 hrs 26 mins 26 secs ago
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LOAN OFFER

Dear Applicant, We give loan to private company and individuals. You can find some vital information about the loan we offer below. In getting a loan from our company, there are some information we need to pass across to you before we can proceed to the application process . INTEREST RATE: In the loan we offer, we do charge 3% Interest rate . AMOUNT GIVEN: We Give Out A Minimum Amount Of 1,000.00 to A Maximum of 100,000,000.00 INFORMATION NEEDED: As for the information needed, you will need to fill an application form which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied. Email Us: KINGSLOANFIRM@OUTLOOK.COM
Posted By: kings
2 days 6 hrs 19 mins 29 secs ago
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LOAN OFFER

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Posted By: kings
2 days 6 hrs 22 mins 4 secs ago
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DO YOU NEED A LOAN??????

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Posted By: Mr Harry Ben
3 days 9 hrs 7 mins 59 secs ago
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DO YOU NEED A LOAN??????

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Posted By: Mr Harry Ben
3 days 23 hrs 42 mins 49 secs ago
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Xmas Loan Offer

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Posted By: Dr Otuma
4 days 11 hrs 3 mins 57 secs ago
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urgent Business Loan apply now.

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Posted By: Giovanni
4 days 18 hrs 31 mins 37 secs ago
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12/09/2017

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Posted By: Elizabeth Moreno
4 days 23 hrs 6 mins 23 secs ago
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LOAN OFFER.

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Posted By: MARIA HARRY
6 days 20 hrs 16 mins 38 secs ago
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LOAN OFFER

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Posted By: michael smith
7 days 4 hrs 9 mins 11 secs ago
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LOAN OFFER.

Hello, To receive a legitimate loan has always been a big problem for customers who have financial problems and need a solution. The issue of credit and collateral is something that applicants are always worried about when looking for a loan from a legitimate lender. But we've made that difference in the lending industry. We can arrange for a loan of the range of $ 1,000.00 - $500,000,000.00 for as low as 2% interest rate, please respond immediately to this email: (mariaharryloanfirm@gmail.com or mariaharryloanfirm000@yahoo.com) for a fast and reliable loan. Our services include the following: Debt Consolidation, Second mortgage, Business Loans, Personal loans, International Loans Loan for any type, Family loan, ETC. No social security and no credit check, 100% guaranteed. All you have to do is let us know exactly what you want and we will surely make your dream come true. MARIA HARRY LOAN FIRM says YES when your banks says NO. Finally, we finance small-scale lending companies, intermediaries, small-scale financial institutions. For more details on how to get a loan, contact us on the email address above. Best Wishes, Maria Harry Loan Firm.
Posted By: MARIA HARRY
7 days 20 hrs 54 mins 6 secs ago
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URGENT LOAN APPLY NOW

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Posted By: Sra Paula
8 days 20 hrs 10 mins 3 secs ago
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LOAN OFFER FOR CHRISTMAS

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Posted By: STEPHEN WILLIAMS
18 days 23 hrs 1 min 42 secs ago
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Are you in need of a Business/ Personal

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Posted By: Linda Smith
19 days 10 hrs 44 mins 12 secs ago
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Genuine Loan Offer

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Posted By: Anita
26 days 6 hrs 25 mins 59 secs ago
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