Home Equity

Home Equity Loans

Your home is your secure foundation for the rest of your life, and it's also an asset that can help you reach other financial goals—when you get an affordable home equity loan from ISU Credit Union.

Our home equity loans have highly competitive rates—so you can use your home’s equity for just about any financial need, from home improvement projects and vacations to bill consolidation and college tuition.

And since interest may be tax deductible, a ISU Credit Union home equity loan is a great way to finance any purchase—even a new car.

When it comes to borrowing money against your home, ISU Credit Union has your security in mind. That's why we offer you a choice when you want to borrow money based on the value of your home. Choose your home equity loan:

Fixed-rate, fixed-term home equity loan – Perfect for members who want to borrow a certain amount and have set monthly payments
Variable-rate line of credit – Great for members who want to borrow different amounts as needed and don’t mind varying payment amounts

Home Equity Rates
Home Equity Contact Info
HELOC Commerical

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Home Equity10-21-2011
	Interest Rate	Annual Percentage Rate
Home Equity Loan¹	5.94% Fixed	5.94% Fixed
Home Equity Line of Credit²	3.75% Variable	3.75% Variable
¹Based on an 84-month repayment term and 80% CLTV. No discounts for automatic payment from a Share or Share Draft account. Rates effective 10/21/2011. Rates quoted are for top tier FICO scores. Appraisal fee paid by member. ²Rate effective 10/21/2011. Based on a 240-month repayment term. Variable rate is indexed to the Wall Street Journal prime rate less .25% with a floor rate of 3.75% and a maximum rate of 14.00%. Rate reprices monthly. Loan proceeds are on a 10-year draw. Loan terms and rates on approved credit. Rates quoted are for top tier FICO scores.

Home Equity

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