Credit Cards

Enjoy the Privileges and Convenience of an ISU Credit Union MasterCard®

ISU Credit Union's MasterCard® program is tailored to fit your lifestyle, providing you with the flexibility to handle credit the way you want and a wide range of benefits geared to saving you money.

With better rates, no hidden fees, and built-in security features, our suite of MasterCard® cards delivers the purchasing power to bring your dreams to life.

Choose Platinum or Platinum Plus

Show Your Bengal Pride - ISU Alumni MasterCard®

Your membership and relationship with ISU Credit Union does not end when you leave Idaho State University. ISU Credit Union is your financial partner, every step of the way. We are excited to offer a special low-rate MasterCard® Platinum credit card for alumni of Idaho State University! With every swipe of your credit card, you support the ISU Alumni Association. 

Sleek Design

Alumni ISU Card

Enjoy The Benefits

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Each Swipe Supports Alumni Assoc.*

    Alumni

Carry The Tradition

Apply Today

*This card is available exclusively through ISU Credit Union in cooperation with Idaho State University Alumni Association.

MasterCard® Rates

Options

Benefits

Free, 24-Hour Service.

MasterCard® Credit Cards

  •  Rates effective 09-29-2016
Card Type Cash Advance Fee Balance Transfer Fee Annual Percentage Rate as low as Alert Me
Platinum MasterCard1 NONE NONE 7.75% (OAC)
Platinum Plus MasterCard (1% Rebate on purchases)1 NONE NONE 8.75% (OAC)
  • 1Rates current as of 1/25/16. Your Annual Percentage Rate (APR) will be determined in accordance with ISU Credit Union's loan policy and your credit profile.This APR will vary with the market based on the Prime Rate. (OAC) On approved credit.

Choose the Credit Card That's Right for You

Platinum MasterCard®

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Inactivity Fee

MasterCard® Platinum Application

Platinum Plus MasterCard®

  • 1% Rebate on Purchases
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Inactivity Fee

MasterCard® Platinum Plus Application

MasterCard® Benefits

Smart Shopper Benefits —
Enjoy the benefits of extended travel, warranty, insurance, and retail protection services. Learn more.

Free Cash Advances —
You can get a cash advance with your MasterCard at any ISU Credit Union branch or at any financial institution displaying the MasterCard logo. Interest accrues from date of advance.

Travel Accident Insurance —
Get up to $250,000 in free coverage when you purchase your ticket on a major carrier using your MasterCard.

Worldwide Acceptance and ATM Access —
Having more than 24 million acceptance locations around the world, MasterCard is one of the most widely accepted credit cards available today.

25-day Grace Period on Purchases —
You have 25 days between billing cycles to avoid any finance charges if you pay off your balance in full.

Access Your Account Online —
View account balances, credit limits, available credit, payment due dates, and get a detailed list of transactions plus much, much more.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

MasterCard® Account Access

Account Access

  • Free Online Account Access
  • 24-hour Toll-Free Cardmember Service: (866) 820-3857
  • Lost or Stolen Card: (800) 449-7728

Online Shopping Security

ISU Credit Union offers MasterCard® SecureCode for safe and secure shopping online. With MasterCard® SecureCode, only you can approve purchases.

MasterCard® SecureCode

Register to get your own private SecureCode for added peace of mind when you shop online.