Buying a Vehicle
Buying a new or used vehicle can be fun and exciting, especially when you’re confident about your decision. ISU Credit Union has made it easy to find all the information you might need when choosing your new car or truck. Research prices and features of new and used vehicles on Edmunds.com, check a pre-owned vehicle’s history with Carfax, and find out what your trade-in is worth before you go to the dealership using NADA vehicle pricing.

Visit our Auto Center to learn more!

Then, when you’re ready, buy that new car, truck, or RV and finance it through ISU Credit Union. We have great low rates available for brand new cars and used vehicles including motorcycles, boats, snowmobiles, motor homes, or other RVs.  Combine that with flexible repayment terms and you can’t go wrong with an auto/RV loan from ISU Credit Union. Apply online today!

Buying a Home
Whether you’re buying your first home or your dream home, ISU Credit Union has a mortgage loan for you! Our mortgage professionals will take the time to explain your options and help you find the loan that works the best for your specific circumstances. Plus, you’ll find some of the best rates around!

Already own a home? Refinance your loan from another financial institution to ISU Credit Union at today’s unbelievably low rates and save money every month. Or, cash in on your home’s equity with a Home Equity Line of Credit—you can use the cash to remodel a room, add a deck, landscape your yard, pay for college…the possibilities are endless!

Getting Married

Getting married is an exciting and happy event, and the last thing you want to do is worry about money. From the wedding to the honeymoon to happily ever after, ISU Credit Union has everything you’ll need to make your lives easier.

Planning the wedding (or honeymoon) of your dreams? Consider a low-rate Home Equity Line of Credit or Personal loan to help cover those expenses. And since you’ll be doing a lot of shopping in a lot of different places, keep in mind the convenience of an ISU Credit Union VISA check card…from flowers to catering, the VISA check card is convenient, accepted anywhere VISA is accepted, and is free with any ISU Credit Union Checking account.

Once you’ve settled into married life and you’re ready to buy that new automobile or home, ISU Credit Union has you covered there, too. We offer some of the best rates around on new and used auto/RV loans, and our mortgage department is always ready to help you find the home loan that best fits your needs.

Cradle to College
When you have a baby, you can expect a lot of joy…and a lot of expense! ISU Credit Union offers savings or certificate accounts with competitive dividend rates to help you put money aside for special purchases, like that new bike or computer, golf lessons, or even that family vacation to Disney Land.

And for those rising college costs, consider a Coverdell Education Savings Account-you can save for tuition, books, housing, etc. and when it’s time to use that money, the disbursements are tax-free. Just in case college snuck up on you too soon and you didn’t get quite enough saved to cover the full expense, a Home Equity Line of Credit may be the answer. You can use the equity in your home to pay for that education and the interest you pay may be tax deductible! (Of course, you’ll want to consult your tax advisor for details) This also works great if you’re going back to school to finish a degree or pursue a different one.

For more investment options or advice, call (208) 681-9717 to talk to a registered Idaho State Investment Services Representative today.

Planning for Retirement
Retirement is a privilege you work your whole life to earn, and with a little planning, your retirement can be truly golden. ISU Credit Union’s share certificates are safe, have very competitive rates and are available with maturities ranging from 6 months to 5 years. For a safe, long-term savings account that also carries tax benefits, Traditional and Roth IRAs are a great way to earn competitive rates on your hard-earned money.

For other long-term investment options, like stocks, bonds, annuities, and mutual funds, an Idaho State Investment Services Representative can help you figure out a plan that best meets your needs.

By planning now, you can retire in style!