Rewards Plus Checking

This account has no monthly service charge, no minimum opening balance, no monthly minimum balance and pays 2.01% APY* on qualified account balances, up to $15,000.  Qualifying accounts also earn up to $25 in ATM fee refunds each month.

To qualify for the REWARDS Plus Checking account dividend, you only have to do three easy things each monthly qualification cycle:

1. Receive an electronic statement instead of a paper statement.
2. At least 10 ISU Credit Union debit card purchases must post and clear.
3. Have at least one direct deposit or make at least one automatic payment from your account.

Account balances over $15,000 will be paid 0.25% APY on the balance over $15,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.  Accounts which do not meet the three monthly qualifications will earn 0.05% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts.