Certificates

Start at $1000 with maturities ranging from six months to five years. You can choose the exact term that fits your needs. Certificates with longer maturities will normally have a higher yield. Rates may change frequently, so check with your Credit Union first when shopping for the highest return.

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Share/IRA Certificates¹12/12/2011
Deposit Amount	Term	Compounded/ Paid	Annual Percentage Yield (APY)
$1,000-$9,999	12 Months 18 Months 24 Months 36 Months 48 Months 60 Months	Monthly/Monthly	0.05% 0.10% 0.20% 0.40% 0.60% 0.90%
$10,000-$49,999	3 Months 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months	Monthly/Monthly	0.05% 0.10% 0.15% 0.20% 0.30% 0.50% 0.70% 1.00%
$50,000-$99,999	3 Months 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months	Monthly/Monthly	0.15% 0.20% 0.25% 0.30% 0.40% 0.60% 0.80% 1.10%
$100,000+	3 Months 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months	Monthly/Monthly	0.20% 0.25% 0.30% 0.35% 0.45% 0.65% 0.85% 1.15%
¹Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.

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