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A Medical Savings Account (MSA) is an account intended to encourage savings for future medical expenses. Deposits to your MSA that are within the maximum contribution limit are tax-deductible for Idaho state income tax purposes.
An MSA checking account works a lot like a regular checking account: you set aside money toward medical expenses, and you make withdrawals for eligible medical expenses, such as your monthly health insurance premium. There are a number of eligible, out-of-pocket expenses for which you can use your MSA savings. Stop by the Credit Union or give us a call for more information.
|Minimum Balance||Compounded / Paid||Annual Percentage Yield (APY)1||Monthly Due||Alert Me|
|REWARDS Plus Checking||$0.01-$20,0002||Monthly||1.50%||$3|
|If qualifications not met3||Monthly||0.01%|
|Youth Debit Account||$25.00||N/A||0.00%||$0|
|Money Market Checking||$2,500 +||Monthly||0.25%||$6.50 (Fee waived with $2,500 daily balance)|
|Share rates effective 07/01/2017 Money Market Rates effective 03/23/2020. The dividend rate and annual percentage yield may change at any time, as determined by the ISU Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.|