Family members of current or eligible members of ISU Credit Union
Membership is available to the following ISU Affiliates:
Employees of the following Southeast Idaho School Districts:
Employees and students of the following Southeast Idaho School Districts:
Membership is also available to the following:
Membership is also available to the following Heath Care and Dental providers:
Membership is also available to the following Associations/Foundations:
Join Today!Accounts may be opened with individual or joint ownership, or as a custodian-for-a-minor account. There is a $1.00 membership fee and a minimum deposit of $25.00, your share of ownership in the Credit Union. Even if you move, retire or change employment you may continue membership by maintaining a share balance of $25.00.
Join Today!Accounts may be opened with individual or joint ownership, or as a custodian-for-a-minor account. There is a $1.00 membership fee and a minimum deposit of $25.00, your share of ownership in the Credit Union. Even if you move, retire or change employment you may continue membership by maintaining a share balance of $25.00.
ISU Credit Union Benefits Bring you Savings, Convenience and ValueAs an ISU Credit Union member, you’ll benefit from high dividends, personal service, convenience, and value-added products and services. Most importantly, your membership at the Credit Union represents a share in ownership.
Convenience & Access
Free Products & Services
Advantages of Credit Union Membership
Credit unions are financial cooperatives owned and operated by their member/owners.
As an ISU Credit Union member, you're also the owner! There are no outside stockholders. Credit unions exist to provide the best service possible to their members — not to churn profit for stockholders by charging high fees. The only stockholders at a credit union are the members themselves!
Better Rates & Lower Fees
Credit unions return all profits back to the member (after reserves and expenses) in the form of better rates, better service and lower fees. Other financial institutions do not operate this way!
Volunteer Board of Directors
Credit unions are governed through an unpaid, volunteer Board of Directors. These volunteers are members of the credit union and are democratically elected by the credit union membership to represent you, the credit union member.
Better Service
As a member of a credit union, you're also the owner — and we treat you that way. There are no customers at a credit union, just member/owners! Credit unions are not-for-profit. Credit unions return profits to members, not stockholders. We pass the savings back to the membership in the form of lower loan rates, higher savings rates and improved service.
Deposits Insured through NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
One Vote per Member
Each member gets one vote at the Credit Union, regardless of how much that person has on deposit.
Switch to ISU Credit Union
We can help with our easy Switch Kit. Just fill out the forms you need and mail them to your 'old' financial institution.
