REWARDS Plus Checking

This account has no monthly service charge, no minimum opening balance, no monthly minimum balance and pays 3.01% APY* on qualified account balances, up to $25,000.  Qualifying accounts also earn up to $25 in ATM fee refunds each month. 

To qualify for the monthly REWARDS Plus Checking account dividend, you only have to do three easy things each month:

1. Receive an electronic statement instead of a paper statement.
2. Use your ISU Credit Union debit card at least 10 times a month.
3. Have at least one direct deposit or make at least one automatic payment from your account.

Account balances over $25,000 will be paid 0.50% APY* on the balance over $25,000.  Accounts which do not meet the three monthly qualifications will earn 0.15% APR on the entire account balance. REWARDS Plus checking is available only on personal accounts.

Bengal Draft
A FREE checking account featuring NO monthly service charge, NO minimum balance, NO per check fees, and a VISA Debit Card. This account is designed for members who wish to avoid a minimum balance service charge. Opening a checking account is as easy as signing an agreement and ordering checks. You may also want to sign up for Direct Deposit of your paycheck and other recurring payments. You can view checks that have cleared your account online for the last 9 months. If you need a copy of a check more than 9 months old, please contact the credit union.

Apply Now
If you're already a member, you can open a checking account online. Simply log in to NETELLER and click the "New Checking Acct" button to apply online. If you haven't signed up for NETELLER yet, visit the Online Applications page and then click "NETELLER" to sign up.

Compare Checking Account Features

			Visa Debit Card ISU Credit Union offers a flexible card that acts like a credit card but works like a check, allowing funds to be deducted directly from your checking account. This card can be used anywhere a VISA card is accepted, including most commercial outlets, ATMs, and financial institutions around the world. Apply Now To apply for a VISA Debit Card, please call us at: 1-888-847-8328.

DIVIDEND DRAFT
Combines the convenience of low-cost checking with dividend earnings to make this checking account very popular. You'll get an instant, high-quality carbon copy of every draft combined with an option for ATM access and a VISA Debit Card. Opening a Dividend Draft account will make you eligible for ¼% discount on qualifying loans, and is as easy as signing an agreement and ordering checks. You may also want to sign up for Direct Deposit of your paycheck and other recurring payments. You can view checks that have cleared your account online for the last 9 months. If you need a copy of a check more than 9 months old, please contact the credit union.

SENIOR CLUB ACCOUNTS
Provides a special program of free credit union services for individuals who have reached or are nearing retirement. Membership in the club is open to persons 55 years or better who use Direct Deposit for their retirement checks.

MONEY MARKET
Allows you to earn the higher interest rates of money market investments, while providing you with the ability to write up to 3 checks per month. Accounts can be opened for as little as $2,000 and we'll provide your first order of checks free.

CHECKING BENEFITS
The following benefits are available with your checking account, and are absolutely FREE
Phone Banking (Audio Response Teller) Free, automated access to your accounts, via a touch-tone phone -- available 24/7. Learn more	NETELLER (Internet Banking) Home Banking is free and provides you 24/7 account access. Learn more