Coronavirus (COVID-19) Response

Coronavirus (COVID-19) Information: Branch lobbies are open Mon-Fri:10am-5pm.

12.5 Year Velocity Home Loan


Fast Track To Home Loan Payoff

Accelerate your mortgage with a limited-fee home refinance loan from ISU Credit Union and retire mortgage free! Our Velocity* home refinance loan is a great option if you are looking to refinance your home at a shorter term and don't want to pay closing costs. Enjoy the same, fixed-rate for the life of the home loan.

  • No Closing Cost (Except if an appraisal is needed)
  • Low Fixed Rate - Below Market
  • Fast Approval and Closing Process

Apply Today

*Rate is subject to change. ISU Credit Union 12.5 Year Velocity Home Loan only. Annual percentage rate, on approved credit. Combined Loan to Value (CLTV) not to exceed 95%.  Loans over $350,000, applicant will be required to pay all title fees. Max loan amount of $484,300. Term of 150 months. Eligibility & conditions apply. Must be a primary residence and owner-occupied home. Property restrictions apply (No manufactured homes, modular home, condos or townhouses). Loan amount depends on available equity, borrower's creditworthiness, and occupancy. ISU Credit Union pays fees (excluding full appraisal fee, if applicable). No annual fee. No transfer fees. Not a guaranteed offer of refinance. Must be an ISU Credit Union member to participate. Certain membership qualifications may apply. Please contact ISU Credit Union Mortgage Loan Originator for complete details. Klint Olsen: 208-705-0862 or Cori Johnson: 208-705-3423.



Mortgage Applications


New: Application

Returning: Application login


Download: Loan Application



Mortgage Calculator